Bank personal payday loan from $ 5,000 to $ 60,000.


Among its most demanded products is the personal payday loan. This type of personal credit will allow you to get amounts from $ 5,000 to $ 60,000 at 7.46% APR (6.5% TIN), which you can repay in monthly installments for a period of up to 10 years.

This type of personal payday loan is characterized by the absence of commissions. You will not find commissions of any kind among its clauses : neither study commissions, nor opening commissions, nor commissions for early cancellation, in the event that you opted for a loan amortization before the term established in your contract.

Recruitment of the personal payday loan 

Recruitment of the personal loan "Now You"

If you are interested in contracting this loan with Litebank, it is necessary that you have your payroll domiciled at their bank, or in the event that you are self-employed, you have the domiciliation of your company’s social insurance, in addition to having contracted a life, or have one of your credit cards.

If you meet these conditions, Litebank gives you the possibility to fill out their online application form, which allows you to streamline and advance part of their application process, which you will finally have to manage in one of their offices in person.

Application requirements

Application requirements

Litebank has a series of strict and specific application requirements necessary to approve your loan application. Do not forget that the entity will carry out semi-annual reviews to make sure that your initial conditions have not changed.

Among its requirements are the following conditions that you must meet if you want them to accept your request:

  • Litebank domiciled payroll
  • If you are a self-employed worker, you must have a direct debit from social security and have a life insurance contract with Liberbank.

In the event that you fail to meet these requirements, Litebank will increase the interest rate of your loan. This increase in the interest rate will vary depending on each particular situation, the amount owed and its repayment term.

Litebank Personal payday loan Repayment

Litebank Personal Loan Repayment

Litebank allows you to make the payment of your installments easily with monthly payments for a maximum period of 10 years.

If during the return period you do not meet the payment of any of your installments, the interest rate applied would increase by 1.00%. In the event that you fail to comply with the requirements demanded by Litebank to grant you the loan, the bank will proceed to apply a delay in its interest rates.

Anticipated cancelation

Anticipated cancelation

If over time your financial situation improves and you decide to make an early repayment of your loan, Litebank allows you to cancel your loan without charging you any commission.

In this sense, Litebank proposes three solutions to customers who avail themselves of this type of advance payment:

  • Reduce the periodic fee keeping the same return date
  • Advance the expiration date without changes in the amount of the monthly installment
  • Maintain the agreed due date, generating a grace period, paying only for the interest generated.

Litebank Online Banking App

Litebank Online Banking App

In addition to the traditional means of communication, Litebank offers you the possibility of downloading its App with which you can manage your accounts and carry out regular banking operations such as: checking your account balance, transfers, contracting products, procedures with your credit cards. credit and debit, among many other functions.



The good position of this bank at national and European level makes Litebank a credit institution that transmits an extra security and confidence to its clients.

Among its different financing products we talk about your personal payday loan “Now You”, with which you can finance up to 100% of your purchases or projects, for amounts from $ 5,000 to $ 60,000, to be repaid in monthly installments without commissions with a very low interest rate.

Litebank’s personal payday loan has favorable conditions, although if you are interested in contracting, you must have your payroll domiciled in this bank, or in the event that you are self-employed, have some other type of relationship, such as contracting life insurance or direct debit of your receipts.

Going to Litebank can be somewhat demanding, in the event that your credit history is not favorable, and what you need is an easily granted personal payday loan. Remember that the lack of compliance with their conditions will affect the increase in your monthly installments when applying a new interest rate.

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