Credit rate: would the decline be over?

Credit rate: would the decline be over?

Since January 2014 we have witnessed a dramatic fall in borrowing rates. The cause? A downward trend in bond rates which determine the refinancing capacity of banks and therefore the setting of borrowing rates. Consequences? We have lived through the era of credit renegotiations and a rush of candidates to buy real estate. This steady decline for almost three years […]

Self-employed – apply for a loan without credit bureau

Self-employed – apply for a loan without credit bureau

The self-employed often have a particularly hard time in the day-to-day life of banks – unlike employees whose employment is permanent and permanent, the income is generally not secured for the self-employed and can fluctuate greatly due to different order situations or economic downturns. What about a loan without Credit Bureau for the self-employed? In principle, a negative Credit Bureau […]